Myth Alert: That “free” security system quote isn’t really free – and most Memphis homeowners don’t realize they’re paying 2-3 times more than necessary because they don’t understand the real cost breakdown.
Here’s the straight truth: a proper one stop security system in Memphis runs $46-76 per hour for installation, plus $15-60 monthly for monitoring. But here’s what nobody tells you upfront – those advertised prices rarely include the full picture.
After installing security systems across Midtown, East Memphis, and Germantown for over a decade, I’ve seen too many homeowners get burned by hidden fees and pushy sales tactics. Let’s break down what you’ll actually pay and how to avoid the common traps.
Understanding ADT Security Costs Without Long Contracts
The biggest question I get is about ADT monthly costs and whether you need those 3-5 year contracts. Here’s what’s really happening in Memphis right now:
Traditional ADT pricing runs $45-60 per month with equipment “included” – but you’re locked into 36-42 months. Miss a payment or want to cancel? You’ll pay hundreds in early termination fees.
No-contract options cost more upfront but give you flexibility. You’ll pay $200-800 for equipment, then $25-45 monthly. For Memphis families dealing with job changes or potential moves, this often makes more sense.
The installation labor costs the same either way: $46-76 per hour in our market. A basic 3-door, 2-window system takes 3-4 hours, so expect $138-304 just for installation.
| Service Type | Equipment Cost | Monthly Fee | Contract Length |
|---|---|---|---|
| ADT Contract | $0-99 upfront | $45-60 | 36-42 months |
| No Contract | $200-800 | $25-45 | Month-to-month |
| DIY Systems | $150-500 | $10-30 | Flexible |
Monthly Security System Costs Breakdown
When homeowners ask “how much is ADT a month” or “how much does a security system cost per month,” they’re usually shocked by the total monthly expense. Here’s why:
Base monitoring: $15-25 Cellular backup: $10-15 (essential in Memphis storms) Mobile app features: $5-10 Video storage: $10-20 Professional response: $5-15
That “basic” $25 plan quickly becomes $50+ when you add features you actually need. In East Memphis, where power outages are common during summer storms, cellular backup isn’t optional – it’s required.
The labor rate difference exists because while security technicians earn about $30.54 per hour according to Bureau of Labor Statistics data, companies charge $46-76 per hour to cover business insurance, licensing, vehicle costs, tools, and administrative overhead. Understanding this helps you evaluate quotes fairly.
Detailed Cost Breakdown by Security Project Type
Here’s what Memphis homeowners actually pay for common security upgrades:
| Project Type | Materials | Labor Hours | Total Cost |
|---|---|---|---|
| Basic Door/Window Kit | $150-300 | 2-3 hours | $240-530 |
| Camera System (4 cams) | $400-800 | 4-6 hours | $580-1,260 |
| Smart Lock Installation | $200-400 | 1-2 hours | $245-552 |
| Full Home System | $800-1,500 | 6-10 hours | $1,075-2,260 |
Germantown homes with multiple entry points and detached garages typically need the full system approach. Midtown condos often work fine with the basic kit plus one camera.
I always recommend starting with doors and main-floor windows, then adding cameras later. Many families in Cooper-Young have saved hundreds by phasing installation over 2-3 months rather than doing everything at once.
Questions to Ask Before Hiring Any Security Company
“What’s included in your hourly rate?” Some companies charge separately for trip fees, small parts, or basic programming. Our standard rate covers everything except major equipment.
“Do you guarantee your work during Memphis weather?” Summer heat and humidity can affect wireless sensors. Good installers test everything twice and offer free service calls within 90 days.
“How do you handle false alarms?” Memphis PD charges $50 for the third false alarm, $75 for the fourth. Your installer should explain proper system operation to avoid these fees.
“What happens if I move?” About 40% of Memphis residents move within 5 years. Know your options for transferring service or canceling contracts.
The most important question: “Can you show me three recent local references?” Any legitimate company should provide contacts from Midtown, East Memphis, or Germantown customers within the last six months.
How to Get and Compare Security System Quotes
Get at least three quotes, but make sure you’re comparing the same scope. Here’s my standard process:
Week 1: Contact 3-4 companies for home visits. Avoid anyone pushing same-day decisions.
Week 2: Compare quotes line by line. Watch for “upgrade” charges that should be standard (like cellular backup).
Week 3: Check references, verify licensing, and negotiate final terms.
Red flags: Unusually low quotes often mean subcontractors or corner-cutting. In Memphis, quality installation under $40/hour usually involves unlicensed work or hidden fees.
When comparing monthly monitoring costs, calculate the total 3-year expense. A $35/month plan costs $1,260 over three years – those extra $10-15 monthly add up fast.
Companies serving handyman services often bundle security installation, but specialized security firms typically do better work on complex systems.
Insurance, Warranties, and Service Guarantees
Memphis insurance companies offer 5-15% discounts for monitored security systems, but not all systems qualify. State Farm and Allstate require UL-listed equipment and professional monitoring – DIY systems usually don’t count.
Warranty expectations:
- Equipment: 1-3 years manufacturer warranty
- Installation labor: 90 days minimum
- Monitoring service: 30-day money-back guarantee
Storm damage is common here, so ask about weather-related service calls. Professional companies include lightning damage coverage, while cheaper installers often charge extra for storm repairs.
Many homeowners don’t realize that security system problems can affect other services. If you’ve recently used pest control services, make sure chemicals won’t interfere with wireless sensors.
Best Timing and Seasonal Pricing Considerations
January-March: Best pricing as companies compete for spring installations. Expect 10-15% discounts on equipment.
April-May: Optimal installation weather before summer heat. Standard pricing but faster scheduling.
June-August: Premium pricing due to high demand. Installation crews work early morning hours to avoid afternoon heat.
September-November: Good deals return as companies push end-of-year sales. Weather’s perfect for installation.
Avoid December installations if possible – holiday schedules and cold snaps can delay projects by weeks.
Summer installations in Memphis require extra consideration. Technicians working in 90°F+ heat may need breaks, potentially extending labor hours. Budget an extra hour for complex installations during July-August.
Frequently Asked Questions
How much is ADT a month in Memphis?
ADT monthly costs in Memphis range from $45-60 for contracted plans, or $25-45 for no-contract monitoring. However, most homeowners pay closer to $55-70 monthly once they add cellular backup, mobile app access, and video storage – features that are practically essential given our weather patterns and the need for remote monitoring. The base advertised price rarely reflects what you’ll actually pay after adding necessary features for Memphis climate and security needs.
How much does ADT security system cost including installation?
Total ADT system costs run $200-800 upfront for equipment and installation, then monthly fees. With contracted plans, you’ll pay $0-99 upfront but higher monthly fees ($45-60). No-contract options cost $300-800 initially but lower monthly fees ($25-45). Installation labor adds $138-304 for basic systems, $275-610 for comprehensive coverage. Factor in activation fees ($100-150) and potential upgrade charges that aren’t always disclosed upfront during sales presentations.
How much do security systems cost per month for different coverage levels?
Monthly security costs vary significantly by coverage level. Basic door/window monitoring runs $15-25 monthly. Add cellular backup and mobile alerts for $25-35 total. Include cameras with cloud storage for $35-50 monthly. Full-service monitoring with professional response, video verification, and smart home integration costs $50-75 monthly. Memphis homeowners typically need cellular backup due to storm-related power outages, pushing most plans into the $35-50 range regardless of the advertised “starting at $15” pricing you’ll see in marketing materials.
How much does it cost for a complete security system in Memphis?
Complete security system costs range from $500-2,500 depending on home size and features. Basic systems (doors, windows, keypad) cost $500-900 installed. Mid-range systems with cameras and smart features run $1,200-1,800. High-end systems with multiple cameras, smart locks, and professional monitoring cost $2,000-3,500. Memphis homes in Germantown and East Memphis typically need more comprehensive coverage due to larger properties and higher crime rates, while Midtown condos often work fine with basic systems. Factor in monthly monitoring fees of $25-60 when calculating total ownership costs.
Whether you’re protecting a Germantown mansion or a Midtown bungalow, the right one stop security approach depends on your specific needs and budget. Focus on quality installation over flashy features – a properly installed basic system beats a poorly installed premium system every time.
The key is understanding what you’re really paying for and avoiding the high-pressure tactics that plague this industry. Take time to compare options, check references, and choose an installer who’ll be around when you need service.
Similar to other home services like massage therapist services, security installation is an investment in your family’s peace of mind – make sure you’re getting real value for your money.
Pricing data sourced from Bureau of Labor Statistics OEWS survey. Consumer prices calculated using industry-standard multipliers. See our methodology for details.